How to Purchase Online

This is a step-by-step guide to show you how to purchase online.

Enter your therapy

The first step is to enter your chosen therapy

Get a quote

We have found an exact match for your therapy, click on the therapy to continue

Enter your details

Please enter your personal details. Name, email address, contact number and insurance start date.

Once you have entered these details we will open a customer account for you. We will email a username and password to you. Once you have these you will be able to retrieve and amend quotations, buy online and amend any policies that you have bought.

Please note that your personal information may be held by Therapist Insurance on computer or manual files and will be used for administration purposes only.

Your quote

Please note that all premiums quoted include Insurance Premium Tax of 12% from 1st November 2016,

A full breakdown of the insurance premium that is applicable to your quote will be provided prior to the option to purchase. The quote is for a 12 month policy and assumes no prior claims or incidents. You can now email this quote to you at which time it will also be saved into your customer area for use at a later time. You can retrieve it at any time.

What does the policy cover?

Full retroactive cover for previous insured work performed
£4 Million or £6 million Professional Liability Insurance, Medical Malpractice and Professional Liability Cover. This limit applies to any one claim, for an unlimited number of claims in the policy year for Professional and Public Liability unless otherwise stated in the schedule. The limit is in the aggregate for Products Liability. Legal Defence costs are covered in addition to the limit of liability and are unlimited.
Teaching & Student Work
Libel & Slander Cover
Temporary Trips abroad are covered without a time limit as long as you are a UK resident excluding USA and Canada. Ex-UK Domiciles may be covered upon request
Loss of documents cover included £50,000
Legal and Taxation Package through DAS which covers Criminal Defence and other costs up to £100,000 plus free helplines. There is also Jury Service,Tax Investigation cover and loss of reputation cover.
Products liability cover for unlimited sales of goods (used in your therapies) to clients and up to £30,000 for sales to non clients.
Please see Liability Key Facts for full details of cover.

General Exclusions.

Liability arising out of the injury of any employee.
Liquidated, punitive damages and/or fines.
Any liability caused by, contributed by or arising from nuclear radiation or contamination and/or in consequence

of war, pollution and/or terrorism.
Liability arising out of any criminal, fraudulent acts including sexual harassment.
Liability arising from any claim or in connection with Tour Operators Liability as defined by The Package Travel,

Package Holidays and Package Tours Regulations Act 1992, The Package Travel and Linked Travel Arrangements Regulations 2018 or any similar legislation.

Who underwrites the policy?

Zurich Insurance plc and DAS Legal expenses insurance company. Arranged via Balens Limited for Therapist Insurance.

How do I get insured?

The easiest way is to buy online.

Alternatively you can complete the "request a call" form. We will call you back and guide you through the process

You can also request an application form via the contact us page and return it along with your qualifications to Therapist Insurance. Alternatively you can scan the forms and email to them to [email protected]

Please note that payments by credit/debit card can be made over the phone once we are in receipt of the proposal form and qualifications.

Therapist Insurance
Highdown House
11 Highdown Road
Leamington Spa
CV31 1XT.

Please note that it is a condition of our insurance that we see your qualifications so can we suggest that should you wish to take out cover with us that you have copies of your certificates to hand. If you cannot trace them for some reason please have details of your course such as length of study, amount of practical work and who the verifying body are. Correspondence courses, alone, are not normally acceptable.

What happens next

If you buy online you will be covered immediately and your Documents will be uploaded to your account area once your payment is cleared and your qualifications are approved.

If you opt to pay by cheque we will hold cover for 10 days. Once your cheque is received and cleared and once your qualifications are approved your documents will be uploaded to your account area.

If you opt to complete a paper application we will upload your documents once we have received payment and approved your application and qualifications.

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