Public Liability Insurance

As a Therapist you will deal with clients or members of the public. If you come into contact with the public in the course of your business activities, Public Liability Insurance should be the top priority insurance cover on your list.

Public Liability Insurance claims are often extremely high, sometimes running into the hundreds of thousands. This means that a business which isn't covered could be in serious financial trouble if it found itself liable to pay damages or compensation from its own pocket.

The number of firms now offering "no win no fee" claims services means that no business can afford to be without comprehensive business insurance.

Public Liability Insurance can cover your business for damages and compensation payouts along with any related legal fees in the event that your business has caused injury or death to a member of the public or damage to their property.

While it is not a legal requirement to have Public Liability cover, most businesses are expected to have a minimum cover of £2m. Companies operating without it may find it more difficult to do business.